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Do I Need to Hire an Attorney After a Car Accident?

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Car accidents are traumatic experiences. Even what is a considered a fender bender can cause injuries, conflict, and inconvenience due to various types of damages. You might think that you should try to handle your case on your own, but there are several reasons why you should consider working with an experienced Kentucky attorney that can help you resolve your auto accident issues.

Should You Hire an Attorney After a Car Accident?

If you've been unlucky enough to be involved in a car crash in Kentucky, you're not alone. In 2015, there were more than 151,000 traffic collisions in Kentucky that resulted in nearly 23,000 injuries and over 600 deaths. Some of these cases were more serious than others, but it's safe to say that most accident victims assume that the insurance companies will do their duty and pay for any valid claim. Unfortunately, this often isn't the case.

Insurance companies and their representatives have motives that could be considered improper or conflicting at best. An insurance company is in business to make money, and they can't do this if they are paying large claims. As it turns out, an auto insurance company doesn't have your best interests in mind, so will rarely offer a full and fair settlement unless you have an attorney that will vigorously protect your rights.

There are two things that an insurance company can do to undermine your case. First, an insurance company representative may try to get you to admit fault in an accident so that they can deny or reduce your claim. This is just one of the reasons why you should avoid speaking with these agents or giving a statement before consulting with an attorney. Second, an insurance company may offer you a quick settlement that represents much less than your case is truly worth.

Why Hiring a Kentucky Car Accident Attorney is the Best Choice

Even though Kentucky is a no-fault state, a car accident case can still be a complex legal matter if you don't understand the state's compensation laws. There are different time limits involved in bringing lawsuits for personal injury and property damage, as well as rules in place regarding fault. According to the Kentucky Department of Insurance, you can bring a personal injury claim under the following conditions:

  • Injuries exceed $1,000 in medical expenses
  • There was a broken bone
  • You suffered permanent disfigurement or permanent injury
  • Loss of life

The period following a car accident is likely one filled with anger and confusion. You are not only busy seeking medical care but may also be losing time from work and having to deal with auto repair shops. Several additional good reasons to contact an attorney as soon as possible after your accident include:

  • Knowledge of the law. Your auto accident attorney will have intimate knowledge of the Kentucky laws and rules that apply to your case. This is a benefit since the insurance company may try to use those same laws to undermine your claim.
  • Help with the work. Filing and settling an insurance claim or lawsuit is a lot of work, particularly if you've been injured. Your attorney's legal team can help gather documentation to prove your case as well as file the proper paperwork for any necessary court appearances.
  • A Professional advocate. Should a lawsuit become necessary, your attorney will be your advocate to negotiate with the insurance company as well as represent you before a judge and jury.

Finding a Personal Injury Attorney You Can Trust

Ultimately, the choice to hire an attorney for your car accident is a personal one. However, even a minor crash can lead to some serious financial losses, which will meet the state's threshold to file a claim and you can't rely on an insurance company to do the right thing.

Hiring an attorney should never add even more stress to your situation. The Kentucky personal injury attorneys at the Slechter Law Firm understand what it takes to hold negligent parties responsible for auto accidents. We will carefully investigate your case, advocate for your rights, and make sure that you receive the full and fair compensation you deserve. Contact our office now at (502) 384-7400 or online to find out how we can help you take control of your auto accident case.

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