Figuring out compensation is tricky enough when you’re in a two-car accident. If you’re in a multi-vehicle crash, the difficulty will likely increase. You may have no clue which driver’s insurance will cover your claims. You may also not know what compensation you qualify for depending on your role in the accident. And liability becomes less clear with many parties involved.
Sorting through this mess can be a headache. But these tips can give you a better idea of how to proceed.
Determine who is at fault
Multi-vehicle accidents may have more than one driver at fault. Though one motorist may have caused the collision, others could have furthered it. Determining fault then gets tricky because each motorist can take only so many precautions when hit. If you were in the middle of a multi-vehicle crash, you may be able to hold any driver who hit you liable, as well as the motorist who first caused it.
Determine the obvious damages
You will likely settle if you’re injured in a multi-vehicle crash. Or you can choose to pursue compensation through a civil lawsuit depending on your injuries’ severity. You may be able to file against more than one motorist, depending on who caused the crash and who hit you. The faulted driver’s insurance will also cover your vehicle’s damages. If you have any fault in the accident, your claim could face reduction.
Determine the non-economic damages
More difficult is proving the non-economic damages you’ve incurred from the accident. Not only may you be in physical pain, but your injuries could restrict your ability to work. You may still have mental health repercussions from the accident. Or you might have gone through intensive therapy to heal from them. Working with a personal injury lawyer can help you determine which claims and drivers to pursue in these cases.
Determining compensation in multi-vehicle accidents is frustrating at best. At worst, it can feel almost as damaging as the collision itself. But by knowing who was at fault and what damages you qualify for, you can receive the recourse you deserve amid a confusing process.