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Workers’ compensation is an insurance program that requires employers to provide medical coverage—and sometimes compensation for lost wages—to employees who are injured on the job or fall ill due to workplace conditions, such as the use of toxic chemicals.

Workers’ compensation is a nationwide system of providing protections for workers against workplace injuries from accidents and illnesses borne from toxic substances or allergens. It pays for medical treatment and ongoing care for employees who are injured at work or who fall ill due to workplace conditions.

When you are awarded workers’ compensation benefits in Kentucky, what is called your impairment rating—for instance, you could be medically judged to be 30 percent impaired—figures into the cash benefits you receive for being unable to work. Your medical benefits could also be affected by the rating.

Texting and driving is prohibited in Kentucky and across the United States. Surprisingly, some negligent motorists are still in the habit of talking, texting, or making use of their mobile devices while driving, thereby causing traffic accidents. If you were involved in an auto accident caused by a driver who was driving distracted or texting while driving, you may be eligible to recover damages through a claim.

Accidents are all-too-common here in Kentucky. When you’ve suffered injuries in an accident, what is the best route to recovery for medical expenses and lost wages? Through an insurance claim—or through a lawsuit?

When you have been injured in an accident, you have a lot on your plate. In addition to mounting medical bills and the loss of income, the last thing you want to think about is a ticking clock on your ability to file a claim.

Suffering an injury due to someone else’s negligent conduct can be a life-changing event that brings physical, emotional, and financial hardship. In such challenging times, you may consider filing a personal injury claim to get compensation for your damages and losses.

Assault is a violent crime that can result in more than physical injuries. It can also cause emotional distress and financial hardship for the victim. Many people wonder if they can sue for damages after being assaulted. The short answer is, “Yes.”

Being involved in an accident caused by an intoxicated driver is a traumatic experience. The aftermath of such an incident can be overwhelming, both physically and emotionally. Apart from the medical bills, there is the possibility of lost wages, long-term injuries, and even death.

According to Kentucky law, a person involved in an accident may be entitled to pursue fair compensation through an injury claim. After filing your claims, the insurance carrier will ask their claims adjuster to investigate the incident, evaluate your injuries and damages, and recommend a settlement amount.