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  6.  » Hit By An Uninsured Driver

When The Other Driver Is Uninsured

Carrying a minimum amount of car insurance coverage is the law in Kentucky, as it is in most states. Under the law, Kentucky drivers who do not maintain an insurance policy on their vehicles will have their vehicle’s registration revoked, and even have their vehicle’s license plates seized, in addition to being required to pay high penalties. Despite this fact, many Kentucky drivers will stop paying their car insurance premiums after registering their vehicle, hiding this fact from the state for as long as possible.

Were You Hit By An Uninsured Driver?

If you’ve been in a car wreck with an uninsured driver, you’re likely concerned about how you’ll get the money you need to cover the expenses of car repairs, doctors’ visits, and lost work. Don’t lose hope on getting paid what you’re owed for your losses.

At the Slechter Law Firm, our attorneys have years of experience in getting compensation for our clients who have been injured in accidents by drivers who lack insurance coverage. You can trust that your claims will be handled with the utmost care and attention by our skilled personal injury attorneys. Contact us today for a free consultation on your case.

Kentucky’s Auto Insurance Laws

The Kentucky Department of Transportation requires that Kentucky drivers carry at least the following insurance coverage:

  • $25,000 in coverage for a single person’s injuries in a crash
  • $50,000 in coverage for injuries to all those involved in an accident
  • $10,000 in liability for property damage

Since Kentucky is a No-Fault state, drivers must also carry $10,000 in what is known as personal injury protection, which provides benefits to the insured driver in the event they caused the accident.

Many drivers opt to add Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage, though it is not mandatory. Uninsured Motorist coverage will provide coverage for your injuries, property damage, medical expenses, lost wages, and pain and suffering when you’re in a crash with an uninsured driver on the Dixie Highway or on another road or highway.

Contact Us Now To Get The Support You Need

Our lawyers at the Slechter Law Firm can assist you in successfully filing a claim under your Uninsured Motorist coverage. We’ll gather all medical bills, accident reports, witness statements, and other evidence supporting your claim for damages, and ensure that they’re timely filed. Our Louisville car accident attorneys can negotiate expertly with insurers to get the best settlement possible for your claims. When Uninsured Motorist coverage is unavailable, we’ll explore other options for coverage of your injury costs.

Delaying a claim for coverage can have a very negative impact on your ability to receive the compensation you need after a crash. As soon as possible after an accident with an uninsured driver, contact the knowledgeable, effective, and trial-ready Louisville car accident lawyers at the Slechter Law Firm for a consultation, at 502-694-5407 or online.